TrueCostLiving

See the real cost of living in any US city before you move

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About

TrueCostLiving is a cost-of-living and budgeting website focused on U.S. cities in 2026. It helps users stop guessing what a move or lifestyle change will cost by offering data-driven estimates based on inputs like annual salary, household size, and location. The site aggregates public data sources (such as IRS tax brackets for federal/state/FICA estimates, USDA grocery plans, and market median rent data) to produce a baseline view of monthly expenses and take-home pay. Users can explore and compare hundreds of cities, view affordability indicators, and check lists such as no-income-tax states, most expensive metros, and most affordable options. The site emphasizes that outputs are estimates for planning purposes and not financial advice, and states it does not collect sensitive personal data like SSNs or bank details.

Problem & solution

Problem

Hard to estimate real living costs and take-home pay by U.S. city.

Solution

Calculator estimates taxes, rent, and expenses for 100+ cities using public data.

Who it's for

People planning moves or budgeting across U.S. cities.

Main features

City cost estimates
Salary after tax calculator
Moving cost calculator
City comparison
No-tax state insights