PersonalCFA

About

PersonalCFA.com solves the problem of financial analysis being slow, expensive, and inaccessible. Traditional financial analysis of a company — reading through an annual report, extracting financial data, computing ratios, building valuation models — takes a professional analyst 2–5 hours and costs $200–$500 per report. Smaller firms, individual investors, and analysts in emerging markets often can't afford that. PersonalCFA.com automates it entirely. You upload any PDF financial statement — an annual report, 10-K, quarterly filing — and within 2–5 minutes you get: Financial statement analysis — income statement, balance sheet, cash flow, YoY trends, working capital, ratios Equity research — revenue trends, margin analysis, competitive positioning Intrinsic valuation — DCF, DDM, FCFF, FCFE, Graham Number, with country-specific discount rates (supports PKR, INR, BRL, ZAR, TRY, and other emerging market currencies) CFA-methodology ratio analysis — liquidity, solvency, profitability, and efficiency ratios following CFA Institute standards It works for any company, any market, any currency — for roughly $1–$1.30 per report (100–130 credits).

Problem & solution

Who it's for

Retail investors, financial analysts, small investment firms, and finance teams in emerging markets.

Share your thoughts about this tool.

No comments yet. Be the first to leave one.