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PayAnchor is a paycheck-first budgeting app for people living paycheck to paycheck. It supports weekly, biweekly, semi-monthly, and monthly pay schedules. Instead of monthly budgeting that doesn't match how you actually get paid, PayAnchor lets you plan one paycheck at a time. You assign your bills to the paycheck they come out of. You see your cushion, the money left after bills. You see your daily safe-to-spend amount. No guessing. No anxiety. Connecting a bank is optional. You can keep entering your checking balance yourself, or connect through Plaid for automatic Safe to Spend updates. We never store your bank password.
Monthly budgeting apps don't align with how people actually receive and spend their paychecks.
Calculates a spending cushion and daily safe-to-spend limit based on specific pay cycles.
PayAnchor is for hourly workers, nurses, shift workers, retail employees.
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