- Upvotes
- 4
- Comments
- 0
- Impressions
- 95
this week
discussions
this week
About
AoPay is a neo-banking and corporate banking API platform aimed at banks, NBFCs, and financial institutions that need to deliver digital banking services. The site describes an API-first infrastructure for payment acceptance and disbursements, account and wallet services (including virtual accounts and escrow), and customer onboarding through KYC and verification APIs (such as Aadhaar, PAN, bank account, GST). It also positions fraud prevention as a built-in capability with transaction risk scoring and controls like device fingerprinting, proxy detection, allow/block lists, and review queues. The platform is presented as modular and scalable from startup neo banks to enterprise digital banking platforms, with options for connected banking, recurring payments, and tools to optimize payment authorization and reduce failures. The website also highlights consulting and support services, developer documentation, and a sandbox for testing integrations.
Problem & solution
Problem
Hard to build scalable compliant neo-bank payment & onboarding flows
Solution
API platform for payments, accounts, KYC, fraud control, and scaling
Who it's for
Banks, NBFCs, and financial institutions building neo banks
Main features
- Payment processing APIs
- Virtual accounts & wallets
- KYC/verification APIs
- Fraud prevention tools
- Recurring billing
Use cases
- Launch digital bank onboarding
- Automate payouts & reconciliation
Comments
0 shownShare your thoughts about this tool.
Sign in to leave a comment.
No comments yet. Be the first to leave one.