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About
AOPAY provides an API-first connected banking and payment processing platform for businesses building fintech applications and financial workflows. The site describes secure open banking integration for bank account connectivity, account aggregation, and bank verification, alongside payment acceptance and transfers through a unified API. Supported payment options include credit and debit cards, digital wallets, bank transfers, QR code payments, and recurring billing. The platform highlights developer tooling such as REST APIs, documentation, SDKs, webhooks, and sandbox testing. It also emphasizes enterprise security and compliance features like PCI DSS Level 1, encryption, fraud detection, and 3D Secure, plus KYC/AML onboarding and risk management with monitoring and alerts. Additional capabilities include scalable cloud infrastructure, dashboards and reporting, automated compliance management, and configurable pricing models for different business needs across industries.
Problem & solution
Problem
Hard to securely connect bank accounts and process payments in one integration.
Solution
API platform for open banking, account data, KYC/AML, and multi-rail payments.
Who it's for
Fintechs, enterprises, SMEs, e-commerce, and platforms needing banking APIs.
Main features
- Open banking APIs
- Payment processing API
- KYC/AML integration
- Risk & fraud tools
- Analytics & reporting
Use cases
- Account aggregation & insights
- Process payouts and payments
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