Credit Cooperative Society Software

About

AOPay provides a cloud-based credit cooperative society management platform focused on digital banking and lending operations. The site describes tools for member onboarding and KYC, transaction and payment processing (including QR-code collections and payment links), and loan application and approval workflows. It also highlights compliance-oriented capabilities such as AML controls, suspicious-activity detection, audit logs, and case management. For operations, it includes fee and limits configuration, contract and vendor management, reconciliation and settlement tracking, and cash-desk accounting with daily reconciliation. The product is positioned for different cooperative types (urban, employee/industrial, agricultural/rural) and offers deployment options including a subscription cloud model and a source code license for customization. It also mentions an API-first approach with 470+ REST APIs and a white-label mobile banking app for cooperative members.

Problem & solution

Who it's for

Credit cooperative societies and employee/industrial credit unions

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